Whether you’re a first-time homebuyer, looking to refinance for some extra cash, or locked into a fixed rate, these lending rates are a golden opportunity. You just might need a bit of guidance to understand how you can take advantage of them and save money.
Luckily there’s a team of advisors at Aldergrove Credit Union — and a wealth of great advice in the ACU Knowledge Centre —to help you. Map out a plan for your first home purchase to make the process as smooth as possible, or blend and extend a fixed rate mortgage to merge your previous rates with current prices.
3 tips on getting started
Buying a home can be the biggest financial decision you’ll ever make. Here are 3 tips to help you get it right the first time:
- Make a list of your priorities, wants, needs, and deal-breakers. Figuring out the items you aren’t willing to budge on will help you gain a clear understanding of how to start your search.
- Determine your budget. Review your finances in detail to get a good sense of what you can spend. Consider extra expenses like property taxes and maintenance costs.
- Get pre-approved. Pre-qualifying for a mortgage arms you with the knowledge and confidence to shop within your budget.
Now is a great time to start your home ownership journey. Take advantage of Aldergrove Credit Union’s lowest mortgage rates ever and get affordable payments, extra payment options, and an annual cash rebate.
Want more financial tips? Visit the Aldergrove Credit Union Knowledge Centre to learn about retirement savings, investing, borrowing, and getting the most out of your money!